Bondster - A Czech P2P platform that brings short-term, business and even real-estate loans. Most of their loans have 60day buyback guarantee. My average performance on this platform is 12%p.a. Minimum investment is Eur5, this platform includes secondary market and a referral program that gives 1% of extra interest. Referral link is included in the section Earn Extra.https://bondster.com

3.7% of the portfolio

Iuvo Group - Iuvo Group is another international P2P LEnding platform, that allows you to help people that need for example money to fix their help. Honestly, I Was thinking to leave the platform because my returns were low on them. However, I decided to stay with the rest of the capital because I can see they started to develop new system and bringing brand new originators that can help you to earn more money. Earn Extra.http://iuvo-group.com/

1.7% of the portfolio

Lendermarket - A P2P platform from Estonia that cooperates with Creditstar group only which can be a little disadvantage. However, Credistar is a strong company with certain history. This platform has got 60day buyback guarantee and they invest only in well developed European countries. The interest that it brings to me is between 12% and 13% p.a. Minimum investment is Eur10. They have also a referral program that gives 1% of extra interest for a month for both sides. The link is in the section Earn Extra.https://lendermarket.com

3.6% of the portfolio

Mintos - Latvian P2P platform that connects investors with all the world lending companies. They provide short-term loans (my favorite), auto loans, business loans and more. Their portfolio is really huge, then if you invest via this platform, you can do very strong diversification. I'm really satisfied with them not only because of they help me to earn money while I sleep but even because they provide some educational material for everyone including people who are not members of that platform. Mintos is on the market since 2015 so they have history and many experience. In section Earn Extra you can find a link that can help you to earn extra money in case you decide to invest via Mintos platform.https://mintos.com

4.1% of the portfolio

PeerBerry - A platform from Lithuania. I have chosen this platform during spring of 2019 and till now it brings about 11%-12% p.a. It is very stable platform that have plenty loans from Europe and some Asian coutries. I'm super curious what will be happening now because they have many loans from Russia and Ukraine, but I believe they will manage this and the clients will be happy. They have also 60day buyback guarantee. The loans that I chose are maximum 1 month term period. They have a welcome bonus which gives 0,5% of interest on your first investments for 30 days.https://peerberry.com

4.6% of the portfolio

ViaInvest - Latvian platform founded in 2016. No secondary market. It has buyback guarantee and even referral program that provides bonus of Eur 15 for investors who invest at least Eur 50 in first 180 days after their registration. The link is in the section Eearn Extra.https://viainvest.com

2.4% of the portfolio